How to Make a Claim on a Life Insurance Policy

Getting a life insurance policy is all about protecting the ones you truly love and care about.

Have you been wondering how life insurance claims really work? We’ve got answers for you! In this article, we share four simple steps to follow, when you need to make a life insurance claim.

  1. Obtain a Death Certificate

First of all, get a copy of the individual’s death certificate! A death certificate is an official statement signed by a doctor, revealing the cause, date, and place of a person’s death. Presenting a policyholder’s death certificate is required to process a life insurance claim. So, make sure you get one before you proceed!

  1. Contact Your Insurance Company

Visit your insurance company to tell them about the individual’s death.

  1. Fill a Claims Form

You will be required to fill a claims form. Ensure that you read through carefully and fill in your details, as appropriate. Don’t forget to include the policyholder’s death certificate and any other required documents.

4. Wait For It!

After filling and submitting the necessary documents, you’re good to go! The insurance company will verify your application and you’ll get your claims paid in full. Please note that your insurance claim can be paid in two ways – lump sum payment or installmentally. This is dependent on the terms of policy undertaken by the policyholder before his/her death.


No need to fret – your loved ones are in good hands, no matter what! Getting a life insurance claim isn’t complicated. If you haven’t gotten a life insurance policy to protect the ones you care about, what are you waiting for? Click here to get started.

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