My Car Got Bashed. How Do I Make A Claim?

“I have my motor insurance. But I really don’t know what to do if someone bashes my car on the highway.” If you’re currently thinking along these lines, we’ve got you covered!

In this article, we share simple steps to follow, when you need to make a motor insurance claim.

  1. Take Photos

Before you begin to ask if the person who hit your car was blind, take photos! Lagos drivers can definitely relate to this. There’s always that tendency to argue when someone hits your car, especially when you were rightfully on your lane. Whether you choose to argue or not, is at your discretion. But, it is important for you to take photos of the scene! Gather as much evidence as you can.

  1. You May Need a Police Report

If anyone sustained an injury during the incident, make sure you obtain a police report. Visit the nearest police station to report the situation and get a written statement.

  1. Contact Your Insurance Company

It’s never too early to contact your insurance company. Put a call through right away and tell them someone just bashed your car! It’s also a good time to inquire about the next call to action.

4. Fill a Claims Form

You will be required to fill a claims form. Ensure that you read through carefully and fill in your details, as appropriate. Don’t forget to include the photos you took. If you obtained a police report, attach it.

  1. It’s Time to Chill!

Once you’ve submitted the necessary documents, you can go to bed with both eyes shut! The insurance company will assess the damage and your claims will get paid. Easy breezy!


Getting a claim on your motor insurance is really that easy! If you’re yet to get your motor insurance, what are you waiting for? Click here to get started.

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